Home Owners Insurance in Manhattan, New York, NY, USA(516) 888-1901
Home Owners Insurance in Manhattan, New York, NY, USA
The best homeowner’s insurance company for most New York homeowners is Smart Services Junction in your area .Manhattan, New York, NY, USA.While Smart Services Junction is not a nationally known insurance company, we were impressed with the company's low insurance rates .Smart Services Junction offered the lowest we found overall, 37% cheaper than the statewide average.Your home owner’s policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disasters listed in your policy. A standard policy will not pay for damage caused by a flood, earthquake or routine wear and tear.
OUR HOME IS IMPORTANT, MAKE SURE IT’S PROTECTED
It’s important to protect your most valuable asset – your home.What would happen if a disaster struck your home tomorrow? Are you confident you’re properly covered for damages and total loss?These questions are crucial to address, because you can’t get insurance after a disaster strikes—and that can happen at any time.Home owners insurance covers the hazards that most homeowners face—from fire to theft to accidents on your property. It also covers personal liability exposures, to help protect you from many situations that could lead to lawsuits from others.
WHAT IS COVERED
Damage to your dwelling (fire, wind, hail, and more)
Personal property protection, including theftLiability for injuries on your property and worldwide liability coverage
Medical payments
Additional living expenses in a covered loss
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