Smart Services Junction Inc | Construction Contractor Insurance Uniondale

Umbrella Insurance Brooklyn, NY, USA Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.For example, if you're in a big car accident and need to c over replacement and medical costs , umbrella insurance can help in these extra costs. Instead of just having your normal auto insurance coverage, New York umbrella insurance gives you the additional coverage you may need. How Does an UI Work Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and i nsurance in personal liability situations. COMPANY NAME:  Smart Services Junction Inc |Construction Contractor Insurance Uniondale LOCATION  626 RXR Plaza West Tower 6th Floor Uniondale, NY 11553 United State CALL US (516) 888-1...

Disability insurance in Uniondale NY Disability Insurance With disability Insurance from Smart Services Junction Inc | Construction Contractor Insurance Uniondale you can continue to  pay your bills and keep you and your family from going into serious debt . Disability insurance if you can’t work as a result of injury or other illness, a disability insurance policy in Uniondale NY will pay a portion of your income, usually between 50 and 70 percent. Disability insurance  Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined  in Uniondale NY  nature of the disabling accident.  Smart Services Junction Inc | Insurance Uniondale   Like life insurance,  disability is purchased for a period of time, such as a two or five-year term , and benefits will only be paid if you become disabled during the term of the policy COMPANY NAME:  Smart Services Junction Inc |Construction Contractor...

  Personal Auto Insurance in Uniondale, NY  What Is Car Insurance? Car insurance is effectively a contract between yourself and an insurance company in which you agree to pay premiums in exchange for protection against financial losses stemming from an accident or other damage to the vehicle1. Auto insurance can offer coverage for: Vehicle damages, including your car or another driver's vehicle Property damage or bodily injuries caused by an accident Medical bills and/or funeral expenses associated with injuries sustained in an accident Auto Insurance Costs Auto insurance premiums vary depending on age, gender, years of driving experience, accident and moving violation history, and other factors. Again, most states mandate a minimum amount of auto insurance. That minimum varies by state, but many people purchase additional insurance to protect themselves further.Auto Insurance Costs Your deductible is the amount you have to pay when filing a claim before the insurance company ...

Builder’s Risk Coverage Uniondale, NY   Builders Risk Insurance Builders risk coverage is a special type of contract that covers a house whilst under construction and is usually an endorsement to an in force homeowners policy. Sometimes, in the case of ground up construction for example, it is an annualized standalone policy.It covers the existing structure plus the new construction and will also cover building materials , and fixtures etc to be used in the construction. It will expire when the building is finished and a certificate of occupancy is in hand. It is important when starting major construction to inform your agent, this will ensure you have coverage in the event of a claim. 80% of all household claims happen during some form of construction, we  will make sure that the coverage is appropriate and the owner is protected in all ways, including being added to the general contractors insurance for added protection. COMPANY NAME:  Smart Services Junction Inc |Con...

  Rental Insurance If you are currently renting a home , apartment, or other living space, then you might believe that getting insurance is not your responsibility. While it’s true that the owner of your rental space is responsible for insuring the physical structure of your residence, you might be surprised to learn that you are personally accountable for insuring the things you keep inside your rental. In addition to personal property protection, you also need coverage for your personal liability risk as well. The best way to secure the protection that you need is with the right renters insurance policy. Rental Insurance in Uniondale, NY offers a set of insurance coverage’s that are specifically designed to meet a tenant’s unique needs. To start, renters insurance provides coverage for your personal property. Should your belongings sustain damage during a break-in, fire, extreme weather event, or so on, then your renters policy would provide compensation to address the...

Builders Risk Insurance Existing buildings are exposed to a wide variety of threats—fire , flooding, and vandalism are just a few of the ways building structures can be harmed. However, buildings under construction aren't ready to face risks that completed buildings can withstand. There's also the chance of an accident during the construction phase, like materials being destroyed or installed incorrectly. A proper risk analysis from our Smart services junction. Agents can help reduce the number of threats a new construction faces, and our agents can help reveal additional threats that may need to be covered by additional policies. What Does Builder's Risk Insurance Cover? What Does It Not Cover? Builder's Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding),...

  Builder’s Risk Coverage Builder’s risk insurance , also known as Course of Construction, is a type of policy that protects an insurable interest during construction, repair or renovation. During the process of construction, an owner, general contractor and subcontractor have invested labor, materials and funds. If that property is damaged or destroyed before completion, these folks will have to take a financial loss. Builder’s Risk Coverage Uniondale, NY will protect your investment up to the terms of the policy. What does a Builder’s Risk Policy cover? What is not covered? This policy covers the building and insured area during construction as well as the materials on-site waiting to be installed, the equipment being used in construction and invested labor and deposits. For commercial buildings, loss of rental income can also be included. Damage occurring from events like lightening, hail, fire, theft or vandalism are covered while loss from mechanical breakdown, employee thef...